TL;DR The Student Financial Supplement Scheme, commonly called SFSS, was an older student loan scheme that helped some tertiary students with living costs while they studied. No new SFSS loans have been available since 1 January 2004, but some people may still have an outstanding SFSS debt. Existing SFSS debts can still be repaid through […]

Have you studied at university or taken out a government study or training loan? If so, you may have a HELP/HECS debt. For the 2026 financial year, there have been major changes to how compulsory HELP repayments are calculated. The repayment threshold has increased, and the old system of applying a repayment percentage to your […]